Student debt has reached an all-time high, with $1.4 trillion in the United States spread among 44.2 million Americans. Borrowers are paying on average $351 per month in student debt payments, debilitating many youngsters from buying a car, a home or starting a family. There is one thing that we are all certain… Continue reading The Truth to 3 Student Debt Myths
5 Ways to Improve your Credit Score.
If I could go back in time to my young twenty-something self, there are actually not too many things that I would change. I would, however, tell myself to start building credit and to be mindful that my financial future is already being molded. Unfortunately, I do not have super powers and nobody… Continue reading 5 Ways to Improve your Credit Score.
Why Millennials Are Broke As £#$&!
Along with the many undeserving labels that us millennials have been so #blessed to receive (entitled, spoiled, narcissistic, social media-addicted, etc.), we have also been unlucky enough to receive the well-deserved label of ‘broke’, because, well, we are. As children, we were told that if we went to college we would have it all when… Continue reading Why Millennials Are Broke As £#$&!
How to Avoid Student Loan Repayment Traps!
As if graduating from college isn’t stressful enough (goodbye frat house parties and football tailgates), we are given a measly six months to get our shenanigans together before we start repaying our student loans. I think it is safe to say that most of our eighteen-year-old selves did not truly understand what we were getting… Continue reading How to Avoid Student Loan Repayment Traps!
Be Smart and Start Using a Credit card
As Americans, we are forced into subgroups, from a very early age, based on scores. The standardized testing that we go through from elementary school through college is something that we are all too familiar with. However, with all of this testing, we often neglect to pay attention to one of the numbers… Continue reading Be Smart and Start Using a Credit card
5 Ways to Be Smart with Money in your 20s
This is the excerpt for your very first post.